Chad Hartsfield

Customer service is our top priority! Please reach out for a virtual appointment to review your insurance and financial needs.

Ambassador Club Qualifier Legion of Honor Qualifier Habitat for Humanity Volunteer Long time resident of Shelby County Life Underwriter Training Council Fellow 1999 Graduate of Auburn University Greater Shelby County Chamber of Commerce

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Chad is here to help your Birmingham household feel covered.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Looking for coverage? Talk with Chad about your options in Birmingham.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Chad serves Birmingham, AL and is happy to help with your insurance needs.

Q: Is homeowners insurance required?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Chad is proud to serve the Birmingham community.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Serving Birmingham and the surrounding area, Chad can help answer your questions.

Q: What's included in renters insurance coverage?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Have questions? Chad in Birmingham can walk you through your options.